NewSteps

Simple Student Money Planner

Enter daily money in, daily spending out, and see clear monthly savings results.

Daily Inputs

Daily Spending

Spending Reduction Test

Use sliders to test how reducing spending changes your savings goal timeline.

Optional: Import Receipt

Drop a receipt image to auto-fill daily expense categories.

Drag & drop receipt image here

or

No receipt imported yet.

Results

Scenario A: Current Spending

  • Total Expenses (Monthly): MMK 0
  • Monthly Savings: MMK 0
  • Yearly Savings: MMK 0
  • Time to Goal: Not reachable

Scenario B: Reduced Spending

  • Total Expenses (Monthly): MMK 0
  • Monthly Savings: MMK 0
  • Yearly Savings: MMK 0
  • Time to Goal: Not reachable
Enter your values to see smart savings feedback.
Loss aversion insight appears after entering daily income and spending.
SMART goal analysis appears after entering goal, savings, and deadline.
Main expense drain analysis appears after entering expenses.
Needs vs wants analysis appears after entering expenses.
Financial personality appears after entering income and expenses.
Behavior trend detection starts after at least 3 sessions.

Goal Progress

0% of monthly goal pace achieved.

Savings Projection

1 YearMMK 0
3 YearsMMK 0
5 YearsMMK 0

Compound Growth Simulation (5% yearly increase)